If the value of the hand is ten points or more, subtract ten, and the remainder is the Baccarat point value of the hand. For example: 7+6=13=3, or 4+6=10=0.Once the player has placed their bet(s), cards are dealt: both Player and Banker positions receive a two-card hand in the following order: first card to the Player, second card to the Banker, third card the Player, fourth card to the Banker. In certain cases, a third card is dealt to the Player and/or the Banker.